Things to know about Miami
You can pay your contractor in full and still end up with a lien on your property. Under Florida's Construction Lien Law, unpaid subcontractors and suppliers may have the right to file a lien against your home, even if you've already paid the general contractor. For homeowners in Coral Gables, Pinecrest, and throughout Miami-Dade, this can become a major problem when it's time to sell. Discover how Notices of Commencement, lien waivers, and contractor affidavits work, why renovation projects over $5,000 create additional exposure, and how to make sure an old construction lien doesn't derail your closing at the last minute.
Florida's flood disclosure form doesn't ask about king tide flooding, but that doesn't mean sellers can ignore it. In Coral Gables and other low-lying Miami-Dade neighborhoods, seasonal tidal flooding can affect streets, yards, and garages even when a property sits outside a FEMA-designated flood zone. Under Florida's Johnson v. Davis disclosure standard, sellers may still have a legal obligation to disclose known flooding history that materially affects a property's value. Learn how king tide flooding impacts home sales, where to check flood frequency data, and what Miami homeowners should know before listing their property.
A fence that's a few inches over a property line may seem harmless, but it can become a major issue when you're selling your home. In Miami-Dade County, outdated surveys, undocumented easements, and boundary encroachments often surface during title review, creating unexpected delays and negotiations. Most title companies will accept a survey up to five years old if nothing has changed, but new pools, fences, sheds, or additions can make an updated survey essential. Discover how boundary disputes impact home sales in Coral Gables, Pinecrest, South Miami, and Old Cutler Bay, what a new survey costs, and the steps sellers can take to avoid last-minute closing complications.